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A.M. Best Rating

Main Street America's "A" and "a+" Ratings Affirmed
In June 2014, A.M. Best re-affirmed The Main Street America Group's "A" (Excellent) financial strength rating and "a+" issuer credit rating, assigning both a stable outlook. These ratings are based on the consolidated financial results of Main Street America's nine operating companies: NGM Insurance Company, Old Dominion Insurance Company, Austin Mutual Insurance Company, Grain Dealers Mutual Insurance Company, Great Lakes Casualty Insurance Company, Main Street America Assurance Company, MSA Insurance Company, Spring Valley Mutual Insurance Company and Main Street America Protection Insurance Company.

A.M. Best's Rating Rationale
In its ratings analysis, A.M. Best stated, "The ratings and outlooks reflect Main Street America Group’s focused marketing and branding strategies, disciplined underwriting philosophy and pricing segmentation, and have engendered Main Street America’s solid risk-adjusted capitalization, historically positive operating performance and diversified product offerings."

About A.M. Best
The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899.

An A.M. Best rating is assigned after an extensive quantitative and qualitative evaluation of a company's financial strength, operating performance and market profile. For more information about A.M. Best's ratings, please visit its website, ambest.com.

 
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