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Our Companies

The Main Street America Group was established in 1923 with the founding of National Grange Mutual Insurance Company (NGM), which was created to provide affordable insurance coverage to Grange Fraternity members in New Hampshire. In 2005, the mutual insurance company became NGM Insurance Company with the conversion to a mutual holding company structure and the formation of Main Street America Mutual Holdings Inc. The company also redomesticated to the State of Florida. Today, Main Street America offers property and casualty insurance products in 37 states, surety bonds in 47 states and the District of Columbia and annually writes more than $1 billion in premium.

Headquartered in Jacksonville, Fla., Main Street America offers a wide range of commercial and personal insurance products, as well as fidelity and surety bond products, to "Main Street" individuals, families and businesses. A.M. Best Company rates Main Street America Mutual Holdings Inc. with a financial strength rating of "A" (Excellent) and an issuer credit rating of “a+.” Main Street America is the founding company partner of Trusted Choice®, the global branding program of the Independent Insurance Agents & Brokers of America. Main Street America is also a founding company partner of the agency referral platform and the Insurance Institute for Business & Home Safety (IBHS) Research Center.

Through the following eight property/casualty carriers, Main Street America partners with more than 3,000 independent agents to provide superior, personal service to more than 600,000 policyholders:

NGM Insurance Company

Old Dominion Insurance Company

Austin Mutual Insurance Company

Grain Dealers Mutual Insurance Company

Main Street America Assurance Company

MSA Insurance Company

Spring Valley Mutual Insurance Company

Main Street America Protection Insurance Company

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