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Commercial Umbrella Insurance

Life is uncertain and unpredictable. Businesses of all sizes have recognized the need for extra liability protection that goes above and beyond what is covered in other commercial lines policies.

Main Street America Insurance is your partner in designing a commercial umbrella policy that can protect your business against excess liability judgments for loss, injury or even death caused by negligent acts or big, unexpected events that can have catastrophic results. No matter what gets thrown your way, Main Street America Insurance is ready and has your back.

Coverage Benefits

Increased limits over and above the standard primary policies.

Replacement of primary policies if limits are used up by covered losses.

Allows you to meet insurance requirements of landlords, general contractors and other parties.

Added Protection for “Main Street” Businesses


When combined with our Main Line Business Owners Policy (Main Line BOP), commercial auto coverages and employers liability, our commercial umbrella provides extra protection against bodily injury and/or property damage. Our coverage limits start at $1 million with higher limits available. Coverage for a $1 million umbrella policy costs as little as $425 per year for many programs.