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Personal Auto Insurance Coverages

No matter where the road takes you, we've got you covered. A Main Street America Insurance auto policy brings you protection from:

Comprehensive Coverage

Provides coverage for damage caused by accidents that don’t involve colliding with another vehicle or object.

Collision Coverage

Provides protection against collision or rollover damages, no matter who caused the accident.

Medical Expense Coverage

This coverage helps pay for medical care following an accident regardless of who is at fault.

Body Injury Liability

If you injure someone in a car accident, this coverage pays for his or her medical expenses and any damages awarded in a lawsuit.

Property Damage Liability

This provides coverage if you are responsible for an accident and damage someone's property.

Uninsured / Underinsured Motorists

If you are injured in an accident and the person at fault has no insurance or insufficient coverage, we will pay for your losses, damages, medical bills, lost wages, and pain and suffering.

Here for you when and where you need us, Main Street America Insurance offers comprehensive coverage options at affordable prices for a plan that can be customized just for you. Our highly sought-after coverages also include:

  • New Vehicle Replacement
  • Diminishing Deductible Rewards
  • Accident Forgiveness
  • Original Equipment Manufactured Parts Replacement
  • Full Safety Glass
  • Roadside Assistance
  • Loan-Lease Protection
  • Other Valuable Coverages

Extend Your Auto Coverage


Auto Elite Program - Three Elite (bundled) coverage packages are offered on a per-vehicle basis to help meet you or individual vehicle needs. All levels offer transportation expense, personal clothing/baggage, roadside assistance and accidental airbag deployment. Additional coverages include trip interruption, disappearing collision deductible, loan/lease, extra medical expense benefits plus accident forgiveness.

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Discounts

We've got your car and your wallet covered with up to 20 discounts available to make peace of mind something you can afford. For example, we offer discounts to drivers who install safety equipment like anti-theft devices, increase their collision and comprehensive deductibles, or combine their Main Street America Insurance auto and home policies. Your independent insurance agent can help you feel confident that you have the right protection to keep you moving. Talk to them to see if you qualify for these or any other discounts:

  • New Customer
  • Multi-Policy
  • Accident-Free
  • Violation-Free
  • New Vehicle
  • Multi-vehicle
  • Paid in Full
  • Electronic Funds Transfer
  • Mature Operator (65+)
  • Coverage Level
  • Loyalty 
  • Good Student
  • Student Away from School
  • Driver Training
  • Accident Prevention Course
  • Vehicle Safety
  • Anti-Theft