Landlords Insurance


LandlordsOne of the risks landlords face is liability for losses that occur on the rental property. If purchased, liability coverage can help protect you from bodily injury or property damage arising from the use of your rental property. Coverage may also be available for medical expenses of a person who is injured as a result of a condition on the property.

Loss of use coverage can also protect your income by providing coverage for the fair rental value of the property if it is not fit to live in while your property is being repaired as a result of a covered loss. This is subject to coverage terms and limits.


Protect your property investment with insurance coverage generally designed for property owners. Main Street America’s landlord program offers protection for liability and property, and options may be available for premises liability and medical payments coverages.

One or two-family homes rented to others

Combined property and liability coverage

Other structures on property

Personal property in rental unit

Loss of Use




Extend Your Landlords Coverage

Main Street America provides property insurance protection that will give you the peace of mind knowing your assets are adequately protected. We offer a variety of additional coverages to extend your protection, such as:

  • Inflation Guard
  • Water Back-up
  • Additional Law or Ordinance coverage
  • Loss Assessment

Extra Savings/Discounts

There are many options available to make your premiums even more affordable.

  • Multi-Policy
  • Varying deductible options
  • Protective device discounts
  • Central alarm
  • Sprinklers
  • Smoke alarm
  • Fire extinguisher

Why Choose Us

The Main Street America Group was founded in 1923 in Keene, N.H., when the Grange Fraternity created an entity to provide affordable auto liability insurance to Grange Fraternity members. 


Today, Main Street America provides personal lines and commercial lines insurance to “Main Street” individuals, families, and small businesses, as well as fidelity bonds and surety bonds


Our products are offered exclusively through independent insurance agents. We believe that independent agents offer the best value when shopping for insurance because they represent many companies and can find the best combination of coverage, price, and service.


Main Street America’s products and services are backed by financial strength. We write over $1 billion in premium annually and carry an “A” (“Excellent”) Financial Strength Rating and “a+” Issuer Credit Rating from A.M. Best, the insurance industry’s premier rating organization.