Reners & Condos

Renters & Condos Insurance

Renters & Condos

The Main Street America Group offers valuable property insurance coverages for those who rent their homes as well as for condominium owners.

Coverages

When it comes to your personal belongings, renting an apartment or house is no different than owning a home. You could still face the cost of repairing or replacing these items because of fire, windstorm, hail, lightning, theft, wind or other perils. Our renters insurance can protect you against loss of personal property, such as furniture, clothing and electronic equipment.

While your condo association insures the building on behalf of condo owners, our condominium insurance safeguards your personal property, interior parts of your unit,  assessments, or any alterations you make to the unit.

In the event that a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability protection can help cover the associated legal costs and related damages.

  • Liability
  • Medical payments to others
  • Accidental slip and fall in your apartment
  • Accident caused by your children or pets


Extend Your Condo Coverage

Main Street America’s Condo Protector Plus provides replacement cost on contents, Ordinance and Law Coverage, water back-up, additional loss assessment coverage, lock replacement protection and home systems protection which covers mechanical breakdown and electronic impairment of items such as HVAC and other appliances.

Extra Savings/Discounts

There are many options available to make your premiums even more affordable. For example, if you insure both your home and automobile with us. Be sure to ask your independent agent if you qualify for these and other discounts.

  • New customer
  • Multi-policy
  • Loss-free
  • New condo purchase
  • Loyalty savings and loss forgiveness
  • Gated community
  • Active Adult (55+)
  • Alarm credits (Fire, Smoke)

 

Why Choose Us

The Main Street America Group was founded in 1923 in Keene, N.H., when the Grange Fraternity created an entity to provide affordable auto liability insurance to Grange Fraternity members. 

 

Today, Main Street America provides personal lines and commercial lines insurance to “Main Street” individuals, families and small businesses, as well as fidelity and surety bonds. 

 

Our products are offered exclusively through independent insurance agents. We believe that independent agents offer the best value when shopping for insurance because they represent many companies and can find the best combination of coverage, price and service.

 

Main Street America’s products and services are backed by financial strength. We write over $1 billion in premium annually and carry an “A” (“Excellent”) Financial Strength Rating and “a+” Issuer Credit Rating from A.M. Best, the insurance industry’s premier rating organization.